Short Term Loans

LendUp is a direct short term lender online. We offer short term loans with no hidden fees, no rollovers, competitive interest rates, and clear terms and conditions.

Short term loans without debt traps

LendUp is the best place to get short term loans online, without the hassle.

A short-term loan is a type of loan that is typically scheduled to be repaid in less than a year. Two of the most common types of short term loans are payday loans and installment loans.

Payday loans, in most cases, are high APR loans typically made for 30 days or less with the repayment scheduled on the borrower's next payday. Installment loans, on the other hand, can be repaid over many weeks or months in installments.

Installment loans typically have lower APRs than payday loans, but the overall fees and interest costs at the end of an installment loan might be higher than with a payday loan due to a larger number of total payments.

Historically, the problem with short term loans, both online and in store, has been inflexibility on the part of the lender, which causes borrowers to get stuck in debt.

Rollovers and fine print can turn a short term fix into a dangerous debt trap.

Short term loans with flexible repayment dates

LendUp is different. While we suggest choosing a repayment date that coincides with your payday, your repayment date is totally up to you.

We believe flexibility is key, and we pride ourselves on finding flexible solutions for our customers and their short term loan needs.

The short term lender you can trust

Short term loans from LendUp are the best in the industry.

When month-to-month finances get out of control, we're here to make sure you have the money you need now, and the tools to access better and cheaper short term loans in the future.

Short term loans from a direct lender

LendUp can offer a short term loan with real, measurable benefits because we are a short term direct lender, meaning there is no middleman involved.

We sell no customer information submitted as part of your short-term loan application online.

This is the first and only place that enables a short term loan to offer long term benefits.

If you have poor credit, no credit, or just need a better short term loan, LendUp is here for you.

Short term loans from LendUp

All you need is an email address and a checking account to apply for short term loans with LendUp. Get started now!

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What is LendUp?

LendUp is a socially responsible direct lender dedicated to helping our customers meet their short term needs.

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