Careers at LendUp

Make an Impact

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Our Story

Millions of Americans struggle financially every year. For many, a poor credit score can mean limited access to quality financial products, or options that lead to a recurring cycle of debt. This is a big problem, but one that LendUp has set out to solve.

Our Point of View

We believe that everyone should have access to quality financial services, provided with dignity, transparency, and care. Founded in 2011, LendUp is focused on helping expand access and choice for half of Americans who are financially underserved. We are quickly becoming the go-to destination for the emerging middle class, offering credit cards, loans, education, and other financial resources. We provide superior products, education resources, and credit-building opportunities because we’re invested in the long-term financial health of our customers. Others are starting to take note, which is perhaps why we were selected as one of the world’s top 10 most innovative companies in personal finance by Fast Company in 2018.

With our passion for expanding financial access, along with our combined expertise in software, data science, design, financial services, and education, we are building the next generation of financial services. So far we’ve saved customers $200 million in fees and interest, provided well over 2 million free financial education courses, and improved credit scores by more than 600,000 points. And we’re just getting started.

The Technology

LendUp is built around the idea that technology (and in particular, software) will transform this industry just as it has transformed almost every other.
Engineering Blog ›

Life at LendUp

A Day in the Life

We work hard, learn fast, and aim to exceed our goals. Whether this means crafting cutting-edge features, bending over backwards to improve the customer experience, or building innovative data models—our work is driven by a desire to improve the lives of our customers. In short, we don’t live with broken. If you share this philosophy, you’ll fit right in.

But we also know how to have fun, and hope you do too! Catch us at Friday happy hour over brews and bites, where we may test your skills mixing Sangria, or kick back to watch a playoff game. During quarterly outings, volunteer days, or any day, we take time to laugh. When you join our team, you join the LendUp family, and we’ll celebrate our successes together.


Ladders, not chutes

Only build products and services that provide a dignified experience and improve people’s financial health.


Different Backgrounds, Same Mission

Diverse perspectives and a culture of inclusion help spur innovation and achieve better outcomes for our customers. The best ideas can come from anyone. Speak up, contribute, listen and learn from those around you.


No bozos, no egos

Recruit and retain only people who think critically, adapt quickly, and solve problems effectively. Establish trust with all your colleagues by being communicative, respectful and accountable.


Make it happen

Always be thinking: “Why not today?” 90% done is not done; it’s everyone's responsibility to get things over the finish line.


Learn Fast

Time is valuable, so prioritize it wisely. Think carefully about what is important, make iterative improvements, and get to the best solutions as fast as possible because impact is more important than effort.


Act like an owner

You share in a company with big goals and a big impact. Focus on results that further our mission.


Set the new standard

Go beyond just being compliant--deliver products and experiences that exceed the expectations of our customers, partners, and regulators.

LendUp Values
  • 1Ladders, not chutes
  • 2Different backgrounds, same mission
  • 3No bozos, no egos
  • 4Make it happen
  • 5Learn fast
  • 6Act like an owner
  • 7Set the new standard

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The Perks

  • Competitive salary
  • Early-stage equity
  • 100% medical, dental, vision
  • Catered team lunches
  • Quarterly team-building events
  • Paid volunteer days
  • Downtown SF office
  • Commuter benefits
  • Friday happy hours
  • Incentives for skill-building

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The Backers

Our esteemed investors include, but are not limited to:

Garry Tan

Cofounder, Posterous

Harj Taggar

Cofounder, Auctomatic

Alexis Ohanian

Founder, Reddit

Paul Buchheit

Creator, Gmail

Sam Altman

Founder, Loopt

Troy Carter

Founder, Atom Factory

And many more...

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Join us!

LendUp is proudly based in Oakland at the center of innovation. Interested in changing an industry?

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